Georgia Requirements for Real Estate Closings
Do you have a notary and enough witnesses at your real estate closing?
In the United States, many states allow Notary Signing Agents to perform loan signing services during real estate transactions. Georgia is one of the 19 states that have limitations or requirements for performing loan signs for real estate closings. The following states require attorney involvement: Connecticut, Delaware, Georgia, Massachusetts, South Carolina, Vermont and West Virginia. Other states have limitations on fees and licenses.
In 2003, The Georgia Supreme Court affirmed a State Bar advisory opinion concluding that a real estate closing is the practice of law and requires a Georgia attorney to be present or involved in real estate closings or transactions. The opinion states that, “that the execution of a deed of conveyance on behalf of another and facilitation of its execution by anyone other than a duly licensed Georgia attorney constitutes the unauthorized practice of law.”
What does that mean for Public Notary Signing Agents in Georgia? While an attorney must be present, a Notary Signing Agent may still perform the notarization of loan documents. In attorney closing states, lawyers for the buyer and seller ensure the legal requirements of the purchase or refinance loan are met, and that the interests of both are protected. Notaries are authorized to witness and attest signatures on deeds and other instruments under Georgia law.
If you have an upcoming real estate closing and the closing attorney(s) are not providing a witness or notary, Notary Services Near You can be there to provide those services. Real Estate closings can often be rescheduled at the last minute, or occur after hours. Notary Services Near You offers reliable, same day mobile notary services in the Metro Atlanta and North Georgia area.
Contact Usto get at quote and receive on-site notarization at your home, office, hospital, or a mutually agreed public location.